NOTHING worth having comes easy, or so the saying goes. But is the “no pain, no gain” mantra really working when it comes to our jobs? According to the latest research, 79% of us are experiencing burnout. Hardly surprising you will say, given the troubles of the past 18 months. But is there a way how we can do less and still achieve more and better outcomes? Today, two experts reveal […]
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Your celebration is yours to design.
Research from a 2020 TELUS International survey found four out of five workers struggle with shutting down for the night, while almost half of employees feel less mentally healthy while working from home. And there lies the challenge. So, how can remote workers feel like an engaged member of a company’s team and overarching culture when there is little or no in-person interaction?
Here are some tips for remote-work celebrations that make working alone and from home a little less isolating.
The perks of remote work are vast; the freedom to set own schedule, get to work with teams across the globe, and most days, have pajamas as work uniform.
Plan Your Own Annual Celebration
Choose an activity that brings you happiness, e.g. spa day, because your celebration is yours to design.
Celebrate Your Accomplishments on a Smaller Scale
Set up regular lunch or coffee dates with colleagues and friends; where you can celebrate each other’s wins, and encourage each other through challenges.
Also, learn to carve breaks into your day. Likewise, it’s important to have an accountability partner who can check in on you.
Try to fully enjoy your positive experiences and practice savoring. Start to appreciate life’s small pleasures, and thereby promote your mental health and well-being.
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Sometimes, in the midst of the chaos, we lose sight of the things that really matter.Carta CPO, Suzy Walther/(www.hrdive.com)
Retirement is not the end. Rather it is the beginning of a new journey.
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1. Job Security
Unless one adapts and remains flexible in the changing work environment, the workplace could be a tough nut to crack going forward. And this is true especially for those who are in the middle-age or nearing retirement.
Keep yourself fit and healthy to keep the momentum going in your second innings of your life once you retire.
2. Increasing Life Expectancy
Women are now having a higher life expectancy compared to men. So, when men are planning for a retired life of about two decades after retirement, for women there has to be further buffer accounted for. It is possible someone can earn for 35 years from age 25. But after retirement, the non-earning period can be another 30-35 years.
3. Impact of Inflation
There is the impact of inflation on savings, and this slowly and steadily eats into the purchasing power of everyone.
4. Financial Plan
You need to plan your finances and your work-life balance in such a way that you have the time and the energy to pursue your passion and interest even when there is no active income source during the retirement years.
Irrespective of your age, if you are earning, you need to have a financial plan in place. This should have an overall big picture account of where you stand now, in terms of your finances, and where you want to reach.
5. Asset Allocation
All the wealth that you are able to create over the long term to meet your goals will depend on how well you manage your asset allocation mix during the earning period. Asset allocation is therefore the most important part of wealth creation.
As a retiree, your focus should be on two things – your health and your finances.
6. Nearing Retirement
Don’t carry a debt burden into your retirement years. Health and Wealth go hand in hand. And in order to preserve and enjoy the fruits of wealth and your labor, you need to remain healthy.
7. Holistic Retirement
Holistic retirement requires you to maintain balance between mind, body as well as your financial life. To make sure you do not have to worry about your finances during the golden years – away from the hustle and bustle of the corporate work-life – make full use of your earning period to go through the non-earning period comfortably.
It is time to retire the old notions of retirement and how we look at financial security. Having a house, car and a bank balance will no longer be considered adequate because of the changing environment.
9. Bottom Line
Retirement is not the end, rather it is the beginning of a new journey.